HOW TO MAKE A WELCOME BANNER.
You just drag the texture onto the image. And change the blending mode at the bottom right.

Just change that until you like the image.
Step One: Open the picture you wish to use for your PSD.
Step Two: Start making your PSD like normal. But only ONE layer/step!
Step Three: Once you’ve made one adjustment to the photo, go to the top and click on Layer > Group Layers.
It should have gone from something like this:

To something like this:

Step Four: Continue on with making your PSD. All of the new layers you apply will now go under Group 1. If you choose to make another group within that PSD, simply close Group 1 by clicking the arrow:

This will close Group 1.
Step Five: If you do choose to make another Group, just repeat the same steps.
Step One: Start by pulling up the photos you wish to use. In this particular tutorial I will only be using two. But feel free to use however many you wish.
I’ll be using these two images:

Step Two: Once you photos are open in Photoshop, go to File > New…
This should pop up:

I typically make the width to be 500 pixels if I’m making an edit for Tumblr. The height changes with each edit, though.
Measurements are pretty crucial when making an edit where you place two images beside each other. Such as the way I do my PSD/Action examples. You have to make sure that the images fit properly.
Step Three: Once you figured out what measurements you wish to use, you must now repeat the same steps. Click File > New…
These new measurements will be based off of the previous measurements you applied for the first blank canvas. For example, if you made applied the same measurements as I posted above and wish to use only two pictures, you will now make this new canvas to be 250x500. You would make the width 250 since it’s half of 500. And you’re only using two images.

That way the images you wish to place side by side will be even. If that makes any sense.
Step Four: Now that you have the two blank canvases, you will now focus on the images you wish to use. Size the two images you first opened to fit properly into the second canvas you opened. In these particular measurements, it would be best to change the height of the photo to fit 500. Since that is the height of the first opened canvas that you wish to fit the photos on to.
Once you’ve re-sized the images, you can now drag the first image onto the second opened canvas by using this tool:

You will click on the first image and drag it onto the blank canvas.

Once you’ve done so, flatten the image by going to Layer > Flatten Image.
Step Five: Once you’ve flattened the image you will now drag that image onto the first opened canvas. Which would be the 500x500. Place it to the left of the canvas. Which should leave a white space to the right.

Step Six: Repeat step four but use your second image. Make sure to flatten it! Then repeat step five by dragging the second image onto the first opened canvas. Place the image to the right of the first image.

Step Seven: Then flatten the image (the first opened canvas) and color it however you wish. And you’re done.

Start by opening the picture you want to make the action with. Then open the actions toolbar. Window > Actions. The toolbar for the actions will pop up on the right.
Start by clicking on the folder at the bottom of the toolbar:

This will be your ‘set’. You can name this whatever you want. It’s basically a file name for your actions. In case you choose to make more than one action for this particular set.
Once the set is made, click the button to the right of it:

A small window will pop up where you will name your action.
Once you hit that ‘okay’, it will automatically start recording your actions. You will simply edit the photo how you wish.
Once you are completely finished and satisfied with the photo, click the ‘stop’ button.

Then do save the action click on the ‘set’ name.

Then go to the top and click this:

Once your options appear, click ‘Save Actions…”

From there you will save the action in the file of your choice and you’re done! :)
Step 1: Found the PSD you wish to download. Follow the link, then click download.
Step 2: Save the file in to a folder that you will be able to find. Simply going to ‘My Pictures’, creating a file tilted ‘PSDs’ would do. After downloading the PSD, make sure it ends up in that file for easy access.
Step 3: Open Photoshop. Once it’s open, pull up the PSD you wish to use. It will open up just like a normal photo.
Step 4: Now pull up the photo you wish to edit using the PSD.
Step 5: Go back to the PSD. Make sure you have the ‘Layers’ tab open on the toolbar to the right.
In other words, you are looking for this:

Step 6: Now select all of the layers at once. You can do this by selecting the top layer first, hold down shift, then select the bottom layer. Do not select the ‘Background’ layer. Only the layers above that.
Like this:

Step 7: Now that you have all of the layers selected, drag the layers onto the photo you are wanting to edit using the PSD. Once you drag the layers, it should instantly edit itself.
Step 8: Once your picture is edited, flatten the image by going to Layer > Flatten Image. And save it. Now you’re done!
Of course. :) Anything I can do to help.
Step 1: Found the action you wish to download. Follow the link, then click download.
Step 2: Save the file in to a folder that you will be able to find. Simply going to ‘My Pictures’, creating a file tilted ‘Actions’ would do. After downloading the action, make sure it ends up in that file for easy access.
Step 3: Open Photoshop. Once it’s open, go to Window located at the top of the screen. Then click Actions.
Step 4: A toolbar will pop up on the right, where you would also find the Navigator & Layers. You will click on the drop down box. Which looks like this:

Step 5: Now go down until you see Load Actions…

Step 6: Once you click Load Actions… A window will pop up. You will go to ‘My Pictures’ or wherever you decide to put your downloaded actions.
Step 7: Once you have found the folder with all your downloaded actions, click the one of your choice. It will then pop up in the toolbar you pulled up earlier.
Step 8: If your action appears with only one pop, click the arrow that will drop down the next box.
Example:

Make sure you have selected the bottom one.
Step 9: Once you have the bottom box selected, click the play button at the bottom of the toolbar.

Step 10: Sit back and let your picture edit itself. ;D
I hope that helps. If you have any problems, just let me know. I’ll try to see if I can further help you. :)